Visa Classic

Maybe it’s your first credit card. Or maybe you’re just a meat-and-potatoes kind of person. Whatever the reason, the Dominion Lending VISA Desjardins Classic card is the perfect basic card. And it’s free. But that’s not to say it’s no frills. The Classic card still offers all the power of the VISA brand as well as a wealth of benefits. And like denim, its simple blue never goes out of style.

  • Visa Classic
  • Visa Classic

    Interest rate: 19.4%
    Optional low interest rate: 12.9% ($30/year)
    Annual fees: none
    Optional rewards program 1% ($30/year)
    3-Day Travel Insurance at no charge


BONUSDOLLARS Rewards Program

Optional: 1% of purchases credited as BONUSDOLLARS, $30/year

Additional card features

  • Free unlimited access to online VISA Desjardins account management
  • Free supplementary cards
  • $500 minimum credit limit
  • Enjoy a lower interest rate of 12.9% for an additional $30 annual fee
  • Optional credit balance insurance available
  • Superior Accident Insurance, for 6 months of complimentary coverage
  • A second credit limit with Accord D Desjardins financing
  • Up to 10% discount on Hertz car rentals
  • ZERO liability in the event of fraud
  • No inactive card fees (if a card is unused for a while)
  • No invoice or account statement copy fees
  • Daily cash advances of up to $2,500, anywhere in the world
  • Free access to the Travel Assistance Service
  • 3-Day complimentary travel insurance includes:
    • Emergency Health Care Coverage – up to $5,000,000, 3 days no charge
    • Trip Cancellation Coverage – max. $500/person before departure, max. $1,000 after departure, 3 days no charge
    • Baggage Coverage – up to $500/person, 3 days no charge
    • Common Carrier Travel Accident Coverage – up to $125,000 with the 1% BONUSDOLLARS Rewards Program option
  • No cash advance transaction fees up to $5,000 per day
  • No over limit fees
All rates and fees are effective August 1, 2012, and are subject to change without notice.